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HEALTH INSURANCE
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WORKPLACE BENEFITS

1 Disability coverage is available to employer groups only.

2 S&P 500® is a trademark of the McGraw-Hill Companies, Inc. and has been licensed for use by Washington National Insurance Company. These products are not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of purchasing these products.

3 Guarantee-issue available for qualified employer groups.

4 Guarantee-issue coverage is up to $50,000.

The return of premium (ROP) or cash value (CV) (in MO, “cash return”) benefit is subject to state and product availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. The premium-return amount is based on ROP/CV payments to Washington National policyholders from January 1, 1995, through December 31, 2014.

For agent information only. This material should not be distributed to the public or used in any solicitation. Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. Policies, benefits and riders are subject to state availability. Not all listed options, benefits and riders are available on all policies, and some may have additional cost.

Washington National Insurance Company is not licensed and does not solicit business in the state of New York.
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