{"id":6315,"date":"2023-07-06T11:30:13","date_gmt":"2023-07-06T15:30:13","guid":{"rendered":"https:\/\/washingtonnational.com\/explorar\/por-que-tener-un-seguro\/descubra-los-principales-planes-medicos-complementarios\/"},"modified":"2023-07-06T12:40:59","modified_gmt":"2023-07-06T16:40:59","slug":"descubra-los-principales-planes-medicos-complementarios","status":"publish","type":"post","link":"https:\/\/washingtonnational.com\/es\/explorar\/por-que-tener-un-seguro\/descubra-los-principales-planes-medicos-complementarios\/","title":{"rendered":"Descubra los principales planes m\u00e9dicos complementarios"},"content":{"rendered":"\n<p>Como la vida est\u00e1 llena de riesgos, usted busca continuamente formas de protegerse a s\u00ed mismo, a su familia y a sus pertenencias, aunque ni siquiera lo piense. \u00bfTiene un protector de pantalla y una funda para su tel\u00e9fono inteligente? \u00bfCuenta con programas antivirus en sus sistemas inform\u00e1ticos y un sistema de seguridad para su hogar y sus autom\u00f3viles?<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfProtege lo que realmente importa?<\/strong><\/h2>\n\n<p>De esta manera, usted paga una peque\u00f1a suma ahora para evitar posibles costos mayores en el futuro. Este mismo principio es el que hace tan interesante el seguro m\u00e9dico complementario. Este seguro se ofrece a precios accesibles para la mayor\u00eda de los presupuestos. Los empleadores lo ofrecen en el lugar de trabajo a trav\u00e9s de deducciones de la n\u00f3mina.<\/p>\n\n<p><a href=\"https:\/\/washingtonnational.com\/es\/familias-personas\/seguro-de-salud\/\">El seguro m\u00e9dico complementario<\/a>\u00a0ofrece diversas ventajas econ\u00f3micas. Ayuda a particulares y familias a pagar los gastos m\u00e9dicos que no cubre su seguro m\u00e9dico principal. Asimismo, los planes complementarios tambi\u00e9n permiten acceder a la atenci\u00f3n necesaria, hacer frente a los gastos dom\u00e9sticos ordinarios y compensar los ingresos perdidos cuando no est\u00e1 en condiciones de trabajar.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>De acuerdo, pero \u00bfc\u00f3mo funciona el seguro m\u00e9dico complementario?<\/strong><\/h2>\n\n<p>La mec\u00e1nica es muy sencilla. Usted elige la p\u00f3liza de salud complementaria que m\u00e1s le conviene. Entonces, si padece una enfermedad que tiene cobertura, su compa\u00f1\u00eda de seguros le pagar\u00e1 a usted (no a su prestador m\u00e9dico) el importe en d\u00f3lares especificado en su contrato.<\/p>\n\n<p>El seguro m\u00e9dico complementario puede ser de varios tipos:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/washingtonnational.com\/es\/familias-personas\/seguro-de-salud\/accidente\/\"><strong>Accidente y discapacidad<\/strong><\/a><strong>.<\/strong>\u00a0Su seguro m\u00e9dico principal cubrir\u00e1 algunos de sus gastos si se lesiona o queda incapacitado.\u00a0Pero su parte de los costos (deducibles, copagos, coseguros y m\u00e1s) puede aumentar. Una p\u00f3liza complementaria por accidente y discapacidad puede ofrecerle beneficios para que pueda recuperarse.<\/li>\n\n\n\n<li><a href=\"https:\/\/washingtonnational.com\/es\/familias-personas\/seguro-de-salud\/cancer\/\"><strong>C\u00e1ncer<\/strong><\/a>\u00a0<strong>y<\/strong><a href=\"https:\/\/washingtonnational.com\/es\/familias-personas\/seguro-de-salud\/enfermedad-grave\/\">\u00a0<strong>enfermedades graves<\/strong><\/a><strong>.<\/strong>\u00a0El seguro complementario contra el c\u00e1ncer de Washington National puede brindar mucho alivio, adem\u00e1s de beneficios econ\u00f3micos. La p\u00f3liza est\u00e1 estructurada de forma que, si se le diagnostica una afecci\u00f3n que est\u00e1 cubierta, se le abonar\u00e1 el importe establecido.<\/li>\n\n\n\n<li><a href=\"https:\/\/washingtonnational.com\/es\/familias-personas\/seguro-de-salud\/hospitalario\/\"><strong>Hospitalizaci\u00f3n y Unidad de Cuidados Intensivos<\/strong><\/a><strong>.<\/strong>\u00a0Cuando es hospitalizado por una lesi\u00f3n o enfermedad, lo \u00fanico que realmente desea es recuperarse y volver a casa. La cobertura por hospitalizaci\u00f3n y Unidad de Cuidados Intensivos simplemente contribuye a ayudarlo con sus gastos para que pueda mantenerse bien enfocado.<\/li>\n<\/ul>\n\n<p><strong>\u00bfY ahora qu\u00e9?<\/strong><br\/>&#13;\nAhora ya conoce y comprende los conceptos b\u00e1sicos del seguro m\u00e9dico complementario. El siguiente paso es ponerse en contacto con un agente de Washington National para plantearle sus dudas, compartir sus mayores preocupaciones y recibir recomendaciones para un seguro m\u00e9dico complementario que mejor se adapte a sus necesidades.\u00a0<a href=\"https:\/\/washingtonnational.com\/es\/\">Haga clic aqu\u00ed para ponerse en contacto<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Como la vida est\u00e1 llena de riesgos, usted busca continuamente formas de protegerse a s\u00ed mismo, a su familia y a sus pertenencias, aunque ni siquiera lo piense. \u00bfTiene un protector de pantalla y una funda para su tel\u00e9fono inteligente? \u00bfCuenta con programas antivirus en sus sistemas inform\u00e1ticos y un sistema de seguridad para su [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/washingtonnational.com\/es\/explorar\/por-que-tener-un-seguro\/descubra-los-principales-planes-medicos-complementarios\/\">Leer m\u00e1s&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":2558,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[32],"tags":[129,130,141,144,143,126],"class_list":["post-6315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-por-que-tener-un-seguro","tag-accidents-es","tag-cancer-es","tag-seguro-de-enfermedad-critica","tag-seguro-de-indemnizacion-hospitalaria","tag-seguro-suplementario","tag-supplemental-health-insurance-es"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Descubra los principales planes m\u00e9dicos complementarios - Washington National<\/title>\n<meta name=\"description\" content=\"Varios tipos de seguro de salud complementario pueden ayudar a protegerlo a usted ya su familia hoy y asegurar su futuro. 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