Reasons to choose Washington National

  • Premium-return feature
    Premium-return feature

    When you choose the premium-return option with your coverage, you can get back some or all of your premiums after a certain time. Since 1995, we’ve returned nearly $3 billion in premiums to policyholders.1

  • Broad family coverage

    We pay claims quickly, helping you when you need us most.



  • Wellness options

    Many of our policies pay benefits for medical tests and screenings so you can improve or maintain your wellness.

  • Health advocate service
    Health advocate

    Available with some policies, Health Advocate helps you navigate the health care system, resolve your concerns and make the most of your insurance benefits.

  • Discounts on prescriptions and more
    Savings and discounts

    Free to all policyholders and family members, our Rx Savings plan provides valuable savings prescription drugs, vision care, hearing care, daily living products, diabetes care and other medical supplies.3


  • Fast claims payment
    Continued care

    Some of our policies offer benefits upon first diagnosis, for continued care and even for recurrences to help ensure your ongoing peace of mind.

  • Continued care benefit options
    Broad family coverage

    Washington National policies may extend coverage to your entire family, including your spouse, children and grandchildren.2

1 The return of premium (ROP) or cash value (CV) (in MO, “cash return”) benefit is subject to state and product availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. The premium-return amount is based on ROP/CV payments to Washington National policyholders from January 1, 1995, through December 31, 2017.

2 Coverage for grandchildren is only applicable to selected life insurance products, where available.

3 The prescription drug card is not insurance, and is administered by ScriptSave. No purchase is necessary to received the prescription drug discount. You do not need to be a policyholder to receive the prescription drug card.

Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. These policies have limitations and exclusions. For costs and complete details of coverage, contact an agent.

Policies, benefits and riders are subject to state availability. Not all listed options, benefits and riders are available on all policies, and some may have additional cost.

Washington National Insurance Company is not licensed and does not solicit business in the state of New York.

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