Together with our affiliates, we offer products and services designed to meet your unique needs and help you achieve your financial goals.
Universal life insurance
Universal life insurance offers coverage that can be kept in force for a lifetime. It’s available for employees, as well as for spouses, children and grandchildren.1
Our policies can build cash value over time, so employees may be able to take a loan from the policy’s cash value if needed.
Employees can change their premiums at any time to meet changing budgets.
Cash value grows over time to provide a tax-free death benefit.2
And an innovative Automatic Benefit Increase rider allows them to increase the policy’s face value with no additional underwriting.
Term life insurance
Unlike typical group term life insurance that pays out in one lump sum, Monthly Income Protection pays out like a stable monthly paycheck. If an employee were to pass away, their family would receive monthly death benefit payments that could help cover typical monthly expenses.
An optional lump-sum death benefit is also available to offer to your employees a benefit of $10,000 to $25,000. Employees will get to keep this benefit with no future premium payments after the expiration of their monthly benefit term insurance.
Monthly Income Protection can help enhance the life insurance benefits you offer your employees.
If you’re interested in providing the additional supplemental benefits your employees want, let us help. Call us now at (317) 817-4942 or use the button below to fill out our contact form and we’ll have a representative call you.