Accident insurance

Accident insurance can help you until you're back on your feet.

Accident insurance can be crucial for safeguarding your financial well-being and helping provide peace of mind during unexpected emergencies. Cash benefits received can be used for anything you need, whether it’s medical bills, transportation costs or everyday expenses while recovering.

Don’t leave your financial future to chance – learn more about protecting yourself with accident insurance.

did you know?

Major medical insurance doesn't cover everything

There could also be deductibles, copays, coinsurance and other costs, including caregiver expenses, transportation, lost wages and more.


In one year, 62 million people—about 1-in-5—seek medical attention for accidental injuries.1


Approximately 86% of all accidents in the U.S. happen outside of the workplace—and aren’t covered by workers’ compensation.2

Accident insurance includes
  • Fractures and dislocations
  • Injuries requiring surgery
  • Burns, lacerations
  • Disability
  • Accidental death and dismemberment
  • Hospital and emergency room visits, and more
Additional coverage options
  • Inpatient hospital confinements
  • Treatment-related transportation
  • Family lodging expenses
  • ICU care
a Hispanic police officer smiling next to her unit.
Accidents in real life

This fictional example is provided for illustrative purposes only.

Diane was excited to land her dream job as a police officer in her hometown. When choosing her new benefits, she signed up for an accident policy “just in case.” Two weeks later, Diane was broadsided at an intersection on her drive to work.

As she recovered, her policy paid benefits for the air ambulance, emergency room care, surgery, hospital stay and physical therapy. She also received monthly disability payments until she could return to work.

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Ready to take the next step?

If you’re ready for more information about supplemental health insurance, let us know.
Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs.
Or give us a call at (800) 525-7662, Monday-Friday, 8:00 A.M.-5:45 P.M. ET.

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