Life insurance
Together with our affiliates, we offer products and services designed to meet your unique needs and help you achieve your financial goals.
Universal life insurance
Universal life insurance offers coverage that can be kept in force for a lifetime. It’s available for employees, as well as for spouses, children and grandchildren.1
Our policies can build cash value over time, so employees may be able to take a loan from the policy’s cash value if needed.
Employees can change their premiums at any time to meet changing budgets.
Cash value grows over time to provide a tax-free death benefit.2
And an innovative Automatic Benefit Increase rider allows them to increase the policy’s face value with no additional underwriting.
Individual Term Life Insurance provides affordable coverage for a fixed term of 10, 20, or 30 years. It’s available for employees, as well as for spouses and children.
Our policies include three valuable riders: Accidental Death Benefit Rider, Terminal Illness Accelerated Death Benefit Rider, and Waiver of Premium Rider.
The optional Return of Premium Endowment Benefit Rider3, available for an additional charge, allows policyholders to receive up to 50% of eligible premiums at the end of the term.
Premiums are guaranteed for the duration of the term, and policies can be taken with you if you change employers or retire.
This flexible and affordable coverage helps protect your family’s financial future, pay final expenses, or cover debts.
If you’re interested in providing the additional supplemental benefits your employees want, let us help. Call us now at (317) 817-4942 or use the button below to fill out our contact form and we’ll have a representative call you.