Term life insurance

Gain peace of mind and life insurance protection with affordable monthly payments that never increase during the term period.


Term life insurance from Washington National offers you affordable term life protection that evolves with your changing needs during your working years and into retirement.

  • During your working years: A guaranteed level premium with a high death benefit protects you when you need coverage the most.
  • Into retirement: At age 65, when you likely have less disposable income, your life insurance can convert to a lower death benefit with no more premiums due.
  • You can also use your cash value to extend your base policy, receive a check for your full cash value and pay the annual renewable term rates up to age 98, or end your coverage at any time to access the current cash value.*
Term life is different than Whole life and Universal life insurance.
Our knowledgeable agents can help you understand the difference.
Term life in real life

Tom, 28, has a young child, a stay-at-home wife and a brand-new mortgage. His family’s current and future financial stability depend on his income alone.

Tom has decided to buy level-premium term life insurance to age 65 with a death benefit of $125,000. The policy provides coverage at the same premium until Tom turns 65, when he hopes to retire.

If Tom dies during the term period, his wife can use the insurance proceeds to help pay off the mortgage or replace his income.

This example is provided for illustrative purposes only.

Ready to take the next step?

If you’re ready for more information about life insurance, let us know.
Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs.
Or give us a call at (800) 525-7662, Monday-Friday, 8:00 A.M.-5:45 P.M. ET.

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